[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.haris.cz\/pujcka-to-da-do-poradku\/#Article","mainEntityOfPage":"https:\/\/www.haris.cz\/pujcka-to-da-do-poradku\/","headline":"P\u016fj\u010dka to d\u00e1 do po\u0159\u00e1dku","name":"P\u016fj\u010dka to d\u00e1 do po\u0159\u00e1dku","description":"Ur\u010dit\u011b se shodneme na tom, \u017ee jestli n\u011bco v \u017eivot\u011b nem\u016f\u017eeme postr\u00e1dat, jsou to pen\u00edze. I kdybychom byli u\u010din\u011bn\u00fdmi askety, budeme m\u00edt st\u00e1le je\u0161t\u011b celou","datePublished":"2021-07-23","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.haris.cz\/author\/#Person","name":"","url":"https:\/\/www.haris.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d3163b56da0fbe010a5181dcf7396b9bd721056c768c8d190d293b864efe53fe?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d3163b56da0fbe010a5181dcf7396b9bd721056c768c8d190d293b864efe53fe?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"haris.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.haris.cz\/wp-content\/uploads\/p%C4%9Bt%20zlot%C3%BDch.jpg","url":"https:\/\/www.haris.cz\/wp-content\/uploads\/p%C4%9Bt%20zlot%C3%BDch.jpg","height":0,"width":0},"url":"https:\/\/www.haris.cz\/pujcka-to-da-do-poradku\/","about":["Finance"],"wordCount":441,"articleBody":"     Ur\u010dit\u011b se shodneme na tom, \u017ee jestli n\u011bco v \u017eivot\u011b nem\u016f\u017eeme postr\u00e1dat, jsou to pen\u00edze. I kdybychom byli u\u010din\u011bn\u00fdmi askety, budeme m\u00edt st\u00e1le je\u0161t\u011b celou \u0159adu pot\u0159eb, kter\u00e9 se nedaj\u00ed uspokojit nijak jinak ne\u017e t\u00edm, \u017ee za n\u011b n\u011bkomu zaplat\u00edme.Lid\u00e9 si dnes kupuj\u00ed ledacos. Ka\u017ed\u00fd n\u011bco pot\u0159ebuje a po n\u011b\u010dem aspo\u0148 tou\u017e\u00ed, a tak pen\u00edze \u010dile ob\u00edhaj\u00ed. Jen\u017ee nejednou utr\u00e1c\u00edme v\u00edce, ne\u017e kolik si stihneme vyd\u011blat. A a\u0165 u\u017e je tomu tak kv\u016fli na\u0161\u00ed rozma\u0159ilosti nebo kv\u016fli tomu, \u017ee m\u00e1me ne\u00fam\u011brn\u011b n\u00edzk\u00e9 p\u0159\u00edjmy, skon\u010d\u00ed podobn\u00e1 situace tak, jak to mus\u00ed skon\u010dit. \u010clov\u011bku dojdou pen\u00edze a r\u00e1zem je zle. Proto\u017ee jakmile n\u011bkdo postr\u00e1d\u00e1 finan\u010dn\u00ed prost\u0159edky, nem\u016f\u017ee si koupit u\u017e zhola nic, a nast\u00e1v\u00e1 doba od\u0159\u00edk\u00e1n\u00ed si t\u0159eba i docela v\u0161eho.Ov\u0161em to je \u00fanosn\u00e9 jenom po ur\u010ditou mez. \u010clov\u011bk se n\u011bkdy dok\u00e1\u017ee uskromnit, dok\u00e1\u017ee leccos o\u017eelet, ale jednoho dne u\u017e to tak prost\u011b d\u00e1l nejde. A pak p\u0159ich\u00e1z\u00ed na \u0159adu ot\u00e1zka p\u016fj\u010dky.P\u016fj\u010den\u00ed si pen\u011bz m\u016f\u017ee kdekomu z n\u00e1s pomoci. Zat\u00edmco bez p\u016fj\u010dky by byl leckdo z n\u00e1s ztracen, s n\u00ed zvl\u00e1dne zaplatit za v\u0161e, za co je zaplatit t\u0159eba, a pak se u\u017e mus\u00ed jenom takov\u00e1 p\u016fj\u010den\u00e1 \u010d\u00e1stka splatit.Jen\u017ee z\u00edsk\u00e1n\u00ed p\u016fj\u010dky nemus\u00ed b\u00fdt rozhodn\u011b hra\u010dka. Poskytovatel\u00e9 p\u016fj\u010dek jsou tu toti\u017e r\u016fzn\u00ed a r\u016fzn\u00e9 jsou tedy i podm\u00ednky, je\u017e si tito kladou. A to, co se tu mus\u00ed n\u011bkdy splnit, b\u00fdv\u00e1 pro kdekoho z n\u00e1s nezvl\u00e1dnuteln\u00e9. A proto se volbou mnoh\u00fdch z n\u00e1s st\u00e1v\u00e1 hypot\u00e9ka bez registru. Tato nebankovn\u00ed hypot\u00e9ka je toti\u017e prov\u00e1zena jenom naprost\u00fdm minimem podm\u00ednek, je\u017e mus\u00ed \u017eadatel vyplnit, a tak ji z\u00edsk\u00e1 prakticky ka\u017ed\u00fd, kdo m\u00e1 na jej\u00ed spl\u00e1cen\u00ed a kdo se za ni m\u016f\u017ee zaru\u010dit z\u00e1stavou sv\u00e9 nemovitosti.Nebankovn\u00ed hypot\u00e9ka se tedy poskytuje daleko sp\u00ed\u0161e ne\u017e bankovn\u00ed p\u016fj\u010dky spojen\u00e9 s mnoha leckdy nezvl\u00e1dnuteln\u00fdmi podm\u00ednkami. Z\u00e1sadn\u00ed roli tu nesehr\u00e1vaj\u00ed ani vysok\u00e9 p\u0159\u00edjmy \u017eadatele, ani z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, ba t\u0159eba ani exekuce.A takov\u00e1 mo\u017enost by se mohla hodit t\u0159eba i v\u00e1m.                                                                                                                                                                                                                                                                                                                                                                                          2.7\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka to d\u00e1 do po\u0159\u00e1dku","item":"https:\/\/www.haris.cz\/pujcka-to-da-do-poradku\/#breadcrumbitem"}]}]