[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.haris.cz\/jake-jsou-podminky-pri-odchodu-do-predcasneho-duchodu\/#Article","mainEntityOfPage":"https:\/\/www.haris.cz\/jake-jsou-podminky-pri-odchodu-do-predcasneho-duchodu\/","headline":"Jak\u00e9 jsou podm\u00ednky p\u0159i odchodu do p\u0159ed\u010dasn\u00e9ho d\u016fchodu?","name":"Jak\u00e9 jsou podm\u00ednky p\u0159i odchodu do p\u0159ed\u010dasn\u00e9ho d\u016fchodu?","description":"D\u016fchodov\u00fd v\u011bk se neust\u00e1le zvy\u0161uje. Lidem, kte\u0159\u00ed se na n\u011bj nemohou do\u010dkat se tak n\u011bkdy po\u0159\u00e1d vzdaluje. Kdy\u017e u\u017e je pro n\u011b pracovn\u00ed nasazen\u00ed z\u00a0nejr\u016fzn\u011bj\u0161\u00edch","datePublished":"2025-08-25","dateModified":"2025-08-25","author":{"@type":"Person","@id":"https:\/\/www.haris.cz\/author\/#Person","name":"","url":"https:\/\/www.haris.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d3163b56da0fbe010a5181dcf7396b9bd721056c768c8d190d293b864efe53fe?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d3163b56da0fbe010a5181dcf7396b9bd721056c768c8d190d293b864efe53fe?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"haris.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.haris.cz\/wp-content\/uploads\/img_a316352_w1723_t1527317165.jpg","url":"https:\/\/www.haris.cz\/wp-content\/uploads\/img_a316352_w1723_t1527317165.jpg","height":0,"width":0},"url":"https:\/\/www.haris.cz\/jake-jsou-podminky-pri-odchodu-do-predcasneho-duchodu\/","wordCount":494,"articleBody":"D\u016fchodov\u00fd v\u011bk se neust\u00e1le zvy\u0161uje. Lidem, kte\u0159\u00ed se na n\u011bj nemohou do\u010dkat se tak n\u011bkdy po\u0159\u00e1d vzdaluje. Kdy\u017e u\u017e je pro n\u011b pracovn\u00ed nasazen\u00ed z\u00a0nejr\u016fzn\u011bj\u0161\u00edch d\u016fvod\u016f ne\u00fanosn\u00e9, mohou za ur\u010dit\u00fdch podm\u00ednek odej\u00edt do d\u016fchodu p\u0159ed\u010dasn\u011b. Jak\u00e9 ty podm\u00ednky ale jsou a jsou v\u016fbec v\u00fdhodn\u00e9? Poj\u010fme se na n\u011b bl\u00ed\u017ee pod\u00edvat.P\u0159ed\u010dasn\u00fd d\u016fchodN\u00e1rok na starobn\u00ed d\u016fchod vznik\u00e1 sou\u010dasn\u011b za dvou podm\u00ednek. Pat\u0159\u00ed sem pot\u0159ebn\u00e1 doba poji\u0161t\u011bn\u00ed, tedy odpracovan\u00fdch let, p\u0159\u00edpadn\u011b n\u00e1hradn\u00ed doby poji\u0161t\u011bn\u00ed a dosa\u017een\u00ed d\u016fchodov\u00e9ho v\u011bku. Ten, kdo je spln\u00ed, m\u016f\u017ee odej\u00edt na takzvan\u00fd odpo\u010dinek u\u017e d\u0159\u00edve. Nyn\u00ed plat\u00ed \u00faprava z\u00e1kona o d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed tak, \u017ee osoba, kter\u00e1 se rozhodne po\u017e\u00e1dat o p\u0159ed\u010dasn\u00fd d\u016fchod, mus\u00ed m\u00edt alespo\u0148 35 let poji\u0161t\u011bn\u00ed. Sou\u010dasn\u011b osoba, kter\u00e1 by dos\u00e1hla d\u016fchodov\u00e9ho v\u011bku v\u00a063 letech, m\u016f\u017ee odej\u00edt o t\u0159i roky d\u0159\u00edve do penze, ta, kter\u00e1 m\u00e1 hranici d\u016fchodov\u00e9ho v\u011bku vy\u0161\u0161\u00ed, ne\u017e 63 let, m\u016f\u017ee po\u017e\u00e1dat o d\u016fchod a\u017e o p\u011bt let d\u0159\u00edve, ne v\u0161ak p\u0159ed dosa\u017een\u00edm 60 let v\u011bku.Kdo se pro p\u0159ed\u010dasn\u00fd odchod do penze rozhodne, m\u011bl by v\u011bd\u011bt, \u017ee d\u00e1vka bude kr\u00e1cena, a to procentu\u00e1ln\u011b, dle aktu\u00e1ln\u00ed doby, o n\u00ed\u017e bude doty\u010dn\u00e1 osoba d\u0159\u00edve doma. I kdy\u017e pak \u010dlov\u011bk dos\u00e1hne \u0159\u00e1dn\u00e9ho v\u011bku, v\u00a0n\u011bm\u017e by mohl o d\u016fchod po\u017e\u00e1dat, nebude p\u0159\u00edjem dorovn\u00e1n, jak tomu bylo v\u00a0minulosti.O kolik se d\u016fchod kr\u00e1t\u00ed?Starobn\u00ed d\u016fchod se skl\u00e1d\u00e1 ze dvou \u010d\u00e1stek, z\u00e1kladn\u00ed v\u00fdm\u011bra je d\u00e1na z\u00e1konem a jedn\u00e1 se o pevnou \u010d\u00e1stku. Procentu\u00e1ln\u00ed v\u00fdm\u011bra se odv\u00edj\u00ed od p\u0159edchoz\u00edch v\u00fdd\u011blk\u016f jednotlivce. Pr\u00e1v\u011b ta bude p\u0159i odchodu do p\u0159ed\u010dasn\u00e9ho d\u016fchodu kr\u00e1cena. Za ka\u017ed\u00fdch i zapo\u010dat\u00fdch 90 dn\u00ed, zb\u00fdvaj\u00edc\u00edch do \u0159\u00e1dn\u00e9ho starobn\u00edho d\u016fchodu o:&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0,9 % v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu za prvn\u00edch 360 kalend\u00e1\u0159n\u00edch dn\u016f,&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 1,2 % je to pak za obdob\u00ed od 361. \u2013 720. kalend\u00e1\u0159n\u00edho dne,&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 1,5 % pak \u010din\u00ed sr\u00e1\u017eka za obdob\u00ed od 721. kalend\u00e1\u0159n\u00edho dne.Kdo se chce dozv\u011bd\u011bt p\u0159esn\u00e1 procenta sv\u00fdch sr\u00e1\u017eek a vhodn\u00e9 obdob\u00ed odchodu do d\u016fchodu tak, aby nebyl moc kr\u00e1cen, m\u016f\u017ee nav\u0161t\u00edvit pobo\u010dku Okresn\u00ed spr\u00e1vy soci\u00e1ln\u00edho zabezpe\u010den\u00ed dle sv\u00e9ho trval\u00e9ho bydli\u0161t\u011b. Zde si tak\u00e9 m\u016f\u017ee p\u0159\u00edpadnou \u017e\u00e1dost o starobn\u00ed d\u016fchod a\u0165 u\u017e \u0159\u00e1dn\u00fd \u010di p\u0159ed\u010dasn\u00fd, podat.                                                                                                                                                                                                                                                                                                                                                                                        4.6\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak\u00e9 jsou podm\u00ednky p\u0159i odchodu do p\u0159ed\u010dasn\u00e9ho d\u016fchodu?","item":"https:\/\/www.haris.cz\/jake-jsou-podminky-pri-odchodu-do-predcasneho-duchodu\/#breadcrumbitem"}]}]